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Our Approach

Lloyd Sadd works with clients to create long-term partnerships that foster success by providing sound, expert advice.

The Lloyd Sadd process has been carefully designed to give us a solid understanding of your operations in order to build you a comprehensive insurance and risk management program. We recognize that every organization is unique and leaders have different views on managing risk. We invest time and energy into understanding what you value, your risk appetite, and your expectations.

Our Process

To reach our goal of adding value and lowering your costs we complete the following process:

Phase One:
Uncovering Issues

We Listen.

First, we invest time to understand your operations, your risks, and your future plans to undercover hidden and potentially costly exposures to your operations. We work with your team to review contracts, claims, and coverage, in addition to interviewing key stakeholders. Overall, this articulates what you are hoping to achieve.

Phase Two:
Analyzing & Developing Solutions

We Think.

We then analyze the findings to determine appropriate solutions to strengthen your insurance and risk management program. Lloyd Sadd has a team of dedicated professionals who work to provide relevant and material advice to your firm to improve your program structure, ability to manage operational risk, and reduce costs.

Phase Three:
Reducing Your Total Cost of Risk

We Deliver.

Finally, we create and deliver a presentation to explain the gaps and hidden costs in your current program. We provide your management team with options, demonstrate how Lloyd Sadd can apply our resources and expertise to assist your firm, and propose a service program to help you reduce your total cost of risk.