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To best assist not-for-profit organizations, Lloyd Sadd is committed to delivering broader insurnace coverage at competitive pricing. We have successfully partnered with several A-rated insurers who support our work in this vital, yet often misunderstood, sector.

Our not-for-profit clients choose to work with us because we understand that every dollar is earmarked for additional services, not underinsured losses. We make it a point to think about, analyze, and fully understand risks and exposures specific to clients in this industry.

Key coverage in this area includes, but is not limited to, the following:

  • Replacement cost on all property
  • Business interruption, including extra expense 
  • Machinery breakdown
  • Employee dishonesty / depositor forgery
  • Abuse liability
  • Malpractice liability
  • Directors' and officers' liability
  • Passenger hazard liability—automobile-specific
  • Umbrella liability

Key services include, but are not limited to, the following:

  • Contract analysis
  • Total cost of risk and coverage gap analysis
  • Loss prevention and control services
  • Partnership with dedicated A-rated insurers
  • Regular communication to review program expansion

Contact us to learn more.

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"Since we have switched over to Lloyd Sadd, the value add that they provide has been an extra benefit. We continually have Lloyd Sadd review contracts before we enter into them to make sure that we are in compliance with the insurance clauses and to see if they have any concerns with the owner's insurance requirement."

- C. Brent Layden, President, Layser Earth Works Inc.

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