Errors & Omissions Policy

Improved levels of education, training, and experience have led the courts and the public to expect higher levels of service than ever before. This has increased the number of claims against professionals providing service to a third party.

You may be sued for failure to perform your professional services to the degree of skill expected. A professional errors and omissions policy insures you against damages from your acts, errors, or omissions in rendering professional services. Even if the allegations are false you still may have to defend yourself and your reputation. 

For an action to succeed, there must be a duty of care owed to the claimant by the professional. It is the breach to that duty leading to loss or damage, which can expose the professional to financial liability. Lloyd Sadd Insurance's Errors and Omissions Insurance offers protection from these types of claims by covering your professional personal assets and helping to maintain your reputation against allegations of wrongdoing which may be frivolous or false.