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Not-for-Profit

Lloyd Sadd Insurance recognizes that to best assist not-for-profit organizations, we must deliver broader coverage at competitive pricing. We have successfully partnered with several A-rated insurers who support our work in this vital yet often misunderstood sector.

Many not-for-profit clients choose to work with us because we are sensitive to the fact that every dollar is earmarked for additional services, not underinsured losses. We also make it a point to think about, analyze, and truly understand risks and exposures specific to clients in this industry.

Key coverage in this area includes, but is not limited to, the following:

  • Replacement cost on all property
  • Business interruption including extra expense 
  • Machinery breakdown
  • Employee dishonesty/depositors forgery
  • Abuse liability
  • Malpractice liability
  • Directors and Officers liability
  • Passenger Hazard Liability - automobile-specific
  • Umbrella liability

Key services include, but are not limited to, the following:

  • Contract analysis
  • Total cost of risk and coverage gap analysis
  • Loss prevention and control services
  • Partnership with dedicated A-rated insurers
  • Regular communication to review program expansion

Contact us to learn more.