Employee Benefits

Home » Services » Employee Benefits

Employee Benefits

Lloyd Sadd Benefits is an independent, professional, creative consulting resource that offers industry-leading products and services. We span the gap between traditional benefit arrangements and self-funding, flexible benefit arrangements and third-party administration.

We take pride in our independence and the excellent relationships we have formed with insurance providers. The breadth of insurance providers we know and work with enables us to offer competitive rates and coverage for complex insurance exposures.

Benefit Audits and Relative Value Indices

We will assess your organization’s benefits or compensation offering in relation to the market. We offer relative value analysis, benefit level benchmarking, claim benchmarking, cost comparisons, and risk assessments.

Executive Benefits and Compensation Strategies

Benefit Surveys

Employee meetings, employee communication pieces, and awareness studies.

Expatriates/Inpatriates

Competitive and cost-efficient solutions for international employee benefits. Lloyd Sadd Benefits offers optimized protection while safeguarding the continuity of your business.

International Benefits

Secure benefit plans, even for firms that have only one employee outside Canada.

Creative Solutions

Administrative-only agreements, refund accounting, health care spending accounts, flexible benefit strategies, and health and welfare trust solutions for organizations of any size.

Claims Analysis

Regular claim reports, plan utilization by benefit, normative data comparison, trend projection, and cost containment strategies.

Claims Resolution

A voice for your business in discussions with insurance companies. We troubleshoot, handle, and ensure exceptional resolution of claims.

Market Surveys

Preparation of benefit plan specifications/deviations for submission to the insurer marketplace and detailed analyses of all insurance carrier responses in the form of a concise report with recommendations.

Renewal Negotiations

Rate comparisons, reviews of carriers’ reserve and retention charges (if applicable), and plan design alternatives.

Group Retirement

Structured RRSPs, deferred profit sharing plans, defined contribution and defined benefit pension plans, individual pension plans, and actuarial services.

Contact us to learn more about employee benefits.







“Lloyd Sadd not only eliminates the complexities behind insurance and bonding, but they find ways to help clients like Dawson Wallace reduce their insurance costs. In Dawson Wallace’s particular case, Lloyd Sadd has provided consulting services beyond expectation.”

- Wayne Wallace, President, Dawson Wallace