Lloyd Sadd Insurance Brokers Ltd. is pleased to provide a custom insurance program to Licensed Practical Nurses across Canada.
WHAT IS MEDICAL MALPRACTICE INSURANCE?
Medical Malpractice, also known as Errors and Omissions liability or Professional Liability responds to claims arising from your work as an LPN. It responds to third-party claims of negligence on your part -whether actual or alleged -during the course of your work as a nurse. The policy responds to claims of damage caused by the administration of professional services, services or care rendered incorrectly, or the failure to administer care when it is required. It also includes coverage for legal expenses associated with investigating and defending the allegations.
COMMERCIAL GENERAL LIABILITY COVERAGE
Depending on the nature of your work as an LPN you may also require general liability (GL) coverage. Specific instances where you need to consider GL coverage are if:
- You contract your professional services to hospitals, clinics, other community care providers or render services to clients in their home or other locations including your own home or workplace
- You own and operate your own company
Please review our LPN insurance guide to help you determine the proper coverage for your business.
If you require General Liability coverage please fill out the application at the link below:
Insurance Program Resources
To help support our LPN partners we have compiled the following resources to help you better understand your program and insurance options.