August 13, 2026
Liability Risk Is Scaling Faster Than Coverage
For years, nuclear verdicts felt like a United States problem. Canadian fleets watched from a distance, reassured by a different…
Read MoreEffective November 1 2025, Lloyd Sadd and Iridium Risk Services will now be doing business as Navacord. Nothing changes for our clients — service, policies and contacts remain the same. This update simply reflects our new brand and combined resources to better serve our clients.
Learn more
Transportation
April 6, 2026
Road Damage Is Up. Are you Covered?
Canadian drivers have always dealt with rough roads, but the frequency and severity of hazards are increasing. Stronger freeze–thaw cycles,…
Read MoreMarch 26, 2026
Construction Fleet Inspections: From Job Site Requirement to Risk Signal
In Canada’s construction sector, fleet inspections are a routine part of operations. Trucks, trailers, and specialized vehicles move constantly between…
Read MoreJuly 29, 2025
Reducing Liability Through Driver Abstract Reviews
By: Kim Hrushenski, Lloyd Sadd Authorizing someone (employee, volunteer, contractor) to drive a company vehicle creates legal exposure. It’s not…
Read MoreDecember 24, 2024
Understanding the Bill of Lading
By: Kim Hrushenski, Fleet Risk Specialist, Lloyd Sadd A Bill of Lading (BOL) is arguably the most important document involved…
Read MoreOctober 29, 2024
Registering Trailers for Weight in Alberta
Written By: Kim Hrushenski, Lloyd Sadd Navigating the requirement for a Safety Fitness Certificate (SFC) in Alberta has its challenges….
Read MoreSeptember 20, 2024
How Truck Owner-Operators Can Reduce Loss Costs
Highway fatalities, soaring cargo thefts, attacks on drivers, blocked routes and commercial auto prices are through the roof. Combine these…
Read MoreJune 6, 2024
Addressing the Transportation Driver Deficit – Strategies for Recruitment and Retention
The transportation industry, particularly the trucking sector, is facing a severe labor shortage that threatens operational efficiency and business continuity….
Read MoreApril 4, 2024
Fleet Risk Management for Light Commercial Vehicles
According to the Traffic Safety Act, a commercial vehicle means a vehicle operated on a highway by or on behalf…
Read MoreJanuary 5, 2024
Specific Insurance Needs for Local Freight Trucking
While over-the-road and regional vehicles traverse large areas and cross borders, local trucks remain within metropolitan areas. As a result…
Read MoreNovember 28, 2023
Subcontractor Management in Transportation
Often as part of a business model or in answer to a specific need, a subcontractor (or vendor) often becomes…
Read MoreApril 20, 2023
What is Contractual Risk Transfer?
Risk comes in many forms, whether it’s a fire destroying your property or a business partner suddenly dying. Insurance aims…
Read More