HCA Program
Navacord is pleased to provide a custom insurance program to Health Care Aides.
Effective November 1 2025, Lloyd Sadd and Iridium Risk Services will now be doing business as Navacord. Nothing changes for our clients — service, policies and contacts remain the same. This update simply reflects our new brand and combined resources to better serve our clients.
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WHAT IS MEDICAL MALPRACTICE INSURANCE?
Medical Malpractice, also known as Errors and Omissions liability or Professional Liability responds to claims arising from your work as an LPN. It responds to third-party claims of negligence on your part -whether actual or alleged -during the course of your work as a nurse. The policy responds to claims of damage caused by the administration of professional services, services or care rendered incorrectly, or the failure to administer care when it is required. It also includes coverage for legal expenses associated with investigating and defending the allegations.
COMMERCIAL GENERAL LIABILITY COVERAGE
Depending on the nature of your work as an HCA you may also require general liability (GL) coverage. Specific instances where you need to consider GL coverage are if:
- You contract your professional services to hospitals, clinics, other community care providers or render services to clients in their home or other locations including your own home or workplace
- You own and operate your own company
If you are in Alberta please use the portal within the CLPNA renewal process to purchase your insurance.
For more information, questions or any coverage inquiries please contact AB.HCA.PRG@navacord.com or 1.800.665.5243