Effective November 1 2025, Lloyd Sadd will now be doing business as Navacord. Nothing changes for our clients — service, policies and contacts remain the same. This update simply reflects our new brand and combined resources to better serve our clients.
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Marketplace Insights – July 2025

The insurance landscape is changing in 2025, and staying informed is more important than ever.
The July edition of Marketplace Insights, Crosswinds and Currents, explores key trends across both personal and commercial lines – including opportunities for rate relief, ongoing climate-related pressures, growing cyber threats, and emerging supply chain risks.
Read the full update for insights to help guide your coverage strategy and prepare for what’s ahead.