Navacord ( Formerly Lloyd Sadd) // Insurance // Specialty Programs // Dairy Queen Members // FAQ

CDQ Frequently Asked Questions

Q: How do we determine our property insurance value?

A: Your property insurance limit should represent the total replacement cost (new) value of your assets (equipment, furniture & fixtures, IT, phones, signs, tenant improvements, building – if owned or required to be insured by the tenant under the lease, etc).

Client Support

We are proud of the supportive, innovative services and expert advice we provide to our clients and are even more proud to share what they have to say about us.

Since partnering with Iridium Risk Services, we have benefited greatly from their knowledge and enthusiasm to build an insurance program that addresses the unique exposures in our industry. The team at Iridium has been incredibly responsive and meticulous in providing advice and reviewing contracts. The attention to detail they have shown through the risk workshop process and on an ongoing basis is exactly what has made them stand out as a risk management partner to Fresnel (Vitruvi). As our company expands, we know we can rely on Iridium to provide continuous support and help our company achieve its goals.

—Allan Schaefer, Director of Finance, Vitruvi Software

As we approached our first renewal with Iridium, I was extremely impressed by the team’s operational technical expertise in helping us construct an insurance program most suitable for our risks and their ability to clearly and concisely explain everything as we went through the process. The Iridium team were able to negotiate a fair price for Battle River, in a tough market, and was always quick to respond to any questions we had. Our first renewal went much smoother than I ever could have expected, and we really enjoyed working with them.

—Lance Dunn
Chief Financial Officer,
Battle River Energy Ltd.

Nason Contracting Group was previously insured by a national brokerage firm and we felt that a change was needed. Our experience with Lloyd Sadd has been an excellent one as they are very committed to our organization’s growth and success. They take an industry specialization approach and this has truly worked for us because their Construction Practice understands our construction issues.

Manufacturing and installing infrastructure in the crypto industry has led to some interesting challenges. With Iridium Risk Services by our side, The Crypto Can Man has mitigated risks for our core business, and further, Iridium has helped the company navigate the growth of new ventures. The expertise and International industry awareness of the Iridium team has enabled The Crypto Can Man to expand internationally while identifying and controlling risk with an informed methodology. Iridium’s expertise and wide market view of the crypto industry is second to none.

Working in lockstep with Iridium provides the comfort and assurance necessary to enable sustainable growth in the crypto industry.

—David Billay, Chief Executive Officer, The Crypto Can Man Ltd.

Fraser Surrey Docks is undertaking significant changes to our operations and we were looking for an expert who would work with us to address our evolving risk needs. Iridium’s understanding of our objectives, understanding of our industry and their risk-based consultative process was exactly what we needed. Iridium is incredibly responsive and they have become an invaluable member of our risk management team. The benefits to Fraser Surrey Docks in engaging a dynamic firm like Iridium continue to emerge and we would recommend them as a risk management partner to any of our West Coast peers.

—Leonard Cox
Chief Financial Officer,
Fraser Surrey Docks

Based on their proven performance, we would not hesitate to recommend the services of Lloyd Sadd.

We are very pleased with the expertise and service that we receive from Iridium. We take comfort that our representatives at Iridium have a current understanding of market conditions and combined with the investment they make in understanding our business and risks, we are highly confident that we are getting the best coverage and competitive premiums. The people at Iridium are very attentive and responsive to our needs. I would highly recommend them to anyone.

—C. Dean Setoguchi
Vice President & CFO,
Keyera Corp.

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Edmonton

Head Office (Bell Tower)

Suite 100, 10120 – 103 Avenue NW,
Edmonton, AB T5J 3R6

Main:	780.483.4544
TF:	1.800.665.5243
Consulting:	780.423.2702
Fax:	780.484.5727

Calgary

Suite 1900, 144 – 4th Ave SW
Calgary, AB T2P 3N4

Phone:	403.444.0950
TF:	1.866.845.8330
Fax:	780.484.5727

Calgary (Formerly Iridium)

1100, Bow Valley Square 3
255 – Fifth Avenue SW
Calgary, AB T2P 3G6

Phone:	403.263.9654
TF:	1.855.585.9654
Fax:	403.263.9656

Kelowna

1499 St Paul St #705,
Kelowna, BC V1Y 0L9

Phone:	778.313.0504
TF:	1.800.665.5243

Bonnyville

5206 50 Ave,
Bonnyville, AB T9N 1Y5

Phone:	780.826.3611

Cold Lake

Unit 103, 4807 51 Street
Cold Lake. AB T9M 1P2

Phone:	780.639.8811

Peace River

10024 101 Street
Peace River, Alberta T8S 1S6

Phone:	780.624.1410

Manning

Stone Insurance Brokers Ltd.
A Division of Navacord

117 4 Ave SW, Manning, AB T0H 2M0

Phone:	(780) 836-3061

Edson

4826 3 Ave
Edson, AB T7E 1C2