Charlotte has six years of experience in the group benefits industry. She has worked for some of Canada’s largest insurance carriers before her time with Lloyd Sadd. Charlotte’s work on the carrier side of the business allows her to advocate more effectively for her clients. Her skills and expertise involve plan design effectiveness, cost management, and value-added services for employers of all sizes. Charlotte excels at finding creative solutions to meet her clients’ needs. She is solution-focused and aims to provide best-in-class service for her clients.