Risk Services

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Risk Services

Our goal is to bring value to your risk management and insurance programs through focused long-term relationships. We commit to using our collective talents and resources to support your risk management and insurance goals.

We deliver the following risk service programs and strategic planning consultation services to help you achieve your business goals:


Property and Casualty Risk Management

Loss prevention is a critical aspect of any insurance and risk management program. At Lloyd Sadd, we play an active role in the safety program.
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Transportation Fleet Risk Management

Lloyd Sadd's transportation risk management program assesses a company’s safety, security, economics, accident prevention practices, and legal liability.
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Claims Advocacy

Lloyd Sadd delivers complete, full-service claims advocacy services, from the initial loss incident report through to the final resolution.
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"Too often in this world of "dog eat dog", companies promise "the Moon" but deliver only "Star Dust". I can tell you that if you are considering looking at a new Insurance Broker I HIGHLY RECOMMEND you speak to Mr. Horcica to enjoy the experience I and my team have encountered over the last year."

- Don Sroka, President & CEO, Smitty's Family Restaurants