September 4, 2025
Replacement Cost and Co-Insurance: Ensuring Sufficient Limits
Replacement cost and coinsurance are two foundational concepts in property insurance. Together, they determine whether you have enough coverage to…
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August 27, 2025
Why Project-Specific Professional Liability Insurance is Essential in IPD Projects
Integrated Project Delivery (IPD) is reshaping construction by promoting collaboration, shared risks, and collective success. This model also creates new…
Read MoreAugust 18, 2025
Understanding Benefits Coverage for Drugs Like Wegovy, Ozempic, and Rybelsus in Canada
Wegovy, Ozempic, and Rybelsus are medications containing semaglutide that have recently been gaining popularity for managing diabetes and, more recently,…
Read MoreJuly 29, 2025
Reducing Liability Through Driver Abstract Reviews
By: Kim Hrushenski, Lloyd Sadd Authorizing someone (employee, volunteer, contractor) to drive a company vehicle creates legal exposure. It’s not…
Read MoreJuly 22, 2025
Protecting Against Tenant Related Risks with Pollution Liability Insurance
Landlords face significant environmental liabilities, particularly when their tenants engage in activities that carry pollution risks. Pollution liability insurance is…
Read MoreJuly 15, 2025
Preventing Water Damage in Your Home
One of the most common homeowners insurance claims, water damage, is completely preventable.This damage isn’t caused by flooding, heavy rainstorms…
Read MoreJuly 10, 2025
AI-Driven Attacks and Deepfake Scams: A Rising Threat for All Organizations
Artificial intelligence (AI) is rapidly transforming the cyber risk landscape for businesses of all sizes. In 2025, both AI-driven cyberattacks…
Read MoreJune 26, 2025
Marketplace Insights – July 2025
The insurance landscape is changing in 2025, and staying informed is more important than ever. The July edition of Marketplace…
Read MoreJune 24, 2025
Drones in Construction: Key Regulations and Insurance Considerations
As of 2025, the use of drones in the Canadian construction industry has become increasingly prevalent. Here’s an overview of…
Read MoreMay 28, 2025
Increasing Flexibility in Benefits Programs for Small to Medium-Sized Businesses
Small and medium-sized businesses in Canada are increasingly turning to flexible benefits programs to attract and retain top talent while…
Read MoreMay 22, 2025
Condo Insurance Claims: Navigating the Complexities of Reporting Losses
In the world of condominium management, insurance claims can be a sensitive and often misunderstood topic. Property managers and condo…
Read MoreMay 12, 2025
Lloyd Sadd Partners with Atrix Insurance to Expand Services Across Hinton, Edson, and Drayton Valley
May 13, 2025 Lloyd Sadd Insurance Brokers, a founding Navacord Broker Partner and one of Alberta’s leading insurance brokerages, is…
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